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LICENSED INDEPENDENT BROKER  |  30+ STATES

Health Coverage for Individuals, Families & Small Businesses in Florida

Licensed Fort Lauderdale health insurance brokerage serving 30+ states. Compare PPO, ACA, small business, dental and vision plans. Free quote, no pressure.

Free 15-min consultation 30+ states licensed No carrier bias
Astrid Poliszuk, Founder of AP Health Solutions
Astrid Poliszuk — Founder, AP Health Solutions
We work with all major carriers
Oscar Ambetter Kaiser Permanente Blue Cross Blue Shield UnitedHealthcare Cigna Aetna Humana Oscar Ambetter Kaiser Permanente Blue Cross Blue Shield UnitedHealthcare Cigna Aetna Humana
WHAT WE DO

Health Insurance Plans Built Around Your Real Life

From group health insurance for Florida small businesses to ACA marketplace plans, PPO coverage, individual & family plans, and dental and vision insurance, we help you compare the right options without the sales pitch.

Small business team meeting
G

Group Coverage

Tailored group plans for small businesses and teams. We handle enrollment, onboarding, and renewals so you can stay focused on running the company.

Small Groups
Truck driving on the highway
T

Truckers

Owner operators and fleet drivers need coverage that travels. We find nationwide PPO networks that work wherever the road takes you.

On the Road
Freelancer working on a laptop
9

1099 & Self-Employed

Freelancers, contractors, and solo owners get plan options that fit a variable income, with subsidy reviews so you never overpay.

Independent
Family sitting together outdoors
F

Families & Individuals

Coverage that works for kids, partners, and parents. We compare network depth, deductibles, and out-of-pocket caps side by side.

Family & Individual
Small business owner at the counter
B

Small Business Owners

From shops to offices, owners who want quality coverage for themselves and their team without enterprise pricing or red tape.

Business Owners
Construction crew working on site

Trade & Construction Crews

Construction, HVAC, electrical, roofing, and contractor teams that need dependable coverage built for life in the field.

Skilled Trades
See all services

Open Enrollment 2027 starts in

Nov 1, 2026 is your next chance to lock in individual or family ACA coverage. Get your documents ready.

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Coverage That Holds Up

A rated
Carrier partners
$0
Cost to consult
10–99
Built for your size
24h
Typical reply
HOW IT WORKS

A Clean, Four Step Process

1

Discovery

15-min call to understand your situation, budget, and any current pain points.

2

Compare

I pull side-by-side quotes from the carriers that actually fit, not whoever pays the highest commission.

3

Enroll

We handle paperwork, ID cards, and onboarding so you don't lose a day to it.

4

Support

Year-round claim help, renewals, and adds/drops — all included, no surprise fees.

WHY AP HEALTH BROKERAGE

What You Get When You Work With Us

$

Competitive Premiums

I shop the whole market so you pay for coverage, not markup.

Low Deductible Options

Plan designs that keep your out-of-pocket costs predictable.

PPO

PPO Plans

Flexible networks that let you keep the doctors you trust.

Multi-State Coverage

Networks that travel with you across state lines and job sites.

A Dedicated Advisor

One point of contact who knows your account by name.

Long-Term Support

Year-round help with claims, renewals, and changes, never a fee.

Tailored Group Coverage

Plans designed around your team, not a one-size-fits-all template.

Flexible Plans

Options that adjust as your business and family grow.

How It's Priced

Free for you. Paid by the carrier.

AP Health Solutions is a licensed independent brokerage, paid by the insurance carrier — not by you. Consultations, plan comparisons, enrollment support, and year-round service are all included at no cost.

Your premium is identical whether you work with me or enroll directly. You just get expert help at no extra charge.

Same premium, either way
ENROLL DIRECTLY$412 / mo
ENROLL WITH AP HEALTH$412 / mo
EXTRA COST TO YOU$0
SUPPORT INCLUDEDYear-round
Where I Serve

Coverage wherever you're based.

AP Health Solutions helps individuals, families, and small businesses find coverage that fits — based in Fort Lauderdale, Florida and licensed to serve clients in 30+ states nationwide.

Based In
Fort Lauderdale, Florida
Licensed In
30+ states nationwide
Serving
Individuals, families & small businesses
REFER & EARN

Know Someone Who Needs Better Coverage?

Send us a friend, family member, or coworker who needs coverage, and we'll say thank you once they enroll. It's our way of thanking you for spreading the word.

1

Send Me Their Info

Use the form below (or email me directly) with their name and the best way to reach them.

Step One
2

I Reach Out

We'll follow up with them directly to walk through their options — no pressure, no obligation.

Step Two
3

They Enroll, You're Thanked

Once they enroll, we'll follow up with you to say thank you for the introduction.

Step Three
FOR CURRENT CLIENTS

Members: Manage Your Coverage Online

Already a client of AP Health Solutions? Reach out anytime to ask about claims, ID cards, or coverage questions — no portal needed, just a direct line to me.

  • Direct message support with claims, ID card, or coverage questions
  • Refer a friend or family member — we'll always take care of you both
  • Keep your contact info and coverage details in one place
IN THEIR WORDS

What Clients Say

Placeholder reviews — swap these for real client feedback once you have it.

★★★★★ 5.0 client satisfaction
JM
Jennifer M.
Small Business Owner · Baltimore, MD
★★★★★

"My employees finally have solid group coverage. Astrid handled all the paperwork and made the whole process smooth."

DK
David K.
Self-Employed · Fort Lauderdale, FL
★★★★★

"I'd been putting off getting proper coverage for years. One call and it was done. Honest, quick, no pressure."

PT
Priya & Tom S.
Family Plan · Naperville, IL
★★★★☆

"Switched to a plan that actually covers our kids' doctors. Astrid walked us through everything step by step."

RC
Raymond C.
Micro Group, 4 Employees · Austin, TX
★★★★★

"Didn't think a shop our size could get group coverage at a reasonable price. Astrid found us three options in a week."

AL
Angela L.
ACA / Individual · Atlanta, GA
★★★★★

"Explained my subsidy options clearly and found me a plan that actually beat what I had through my old job."

MB
Michael B.
Group 10-25 · Charlotte, NC
★★★★★

"We'd been with the same carrier for years and never questioned the price. Astrid found us a better plan and saved the company real money."

ST
Sarah T.
ACA / Individual · Denver, CO
★★★★★

"I was overwhelmed trying to compare marketplace plans on my own. Astrid made it simple and actually took the time to explain things."

JM
Jennifer M.
Small Business Owner · Baltimore, MD
★★★★★

"My employees finally have solid group coverage. Astrid handled all the paperwork and made the whole process smooth."

DK
David K.
Self-Employed · Fort Lauderdale, FL
★★★★★

"I'd been putting off getting proper coverage for years. One call and it was done. Honest, quick, no pressure."

PT
Priya & Tom S.
Family Plan · Naperville, IL
★★★★☆

"Switched to a plan that actually covers our kids' doctors. Astrid walked us through everything step by step."

RC
Raymond C.
Micro Group, 4 Employees · Austin, TX
★★★★★

"Didn't think a shop our size could get group coverage at a reasonable price. Astrid found us three options in a week."

AL
Angela L.
ACA / Individual · Atlanta, GA
★★★★★

"Explained my subsidy options clearly and found me a plan that actually beat what I had through my old job."

MB
Michael B.
Group 10-25 · Charlotte, NC
★★★★★

"We'd been with the same carrier for years and never questioned the price. Astrid found us a better plan and saved the company real money."

ST
Sarah T.
ACA / Individual · Denver, CO
★★★★★

"I was overwhelmed trying to compare marketplace plans on my own. Astrid made it simple and actually took the time to explain things."

Loved working with AP Health Solutions? Leave a quick review and you could be featured right here on the site.

Popular Coverage Guides

COMMON QUESTIONS

Health Insurance FAQ

How do I find the best health insurance plan for my situation?
It starts with a quick call to understand your budget, current doctors, and any prescriptions. From there we compare plans across carriers and bring you a short list of real options, not just one.
How much does health insurance cost for an individual or family?
It depends on age, location, household size, and income (which affects ACA subsidies). Most individuals and families are surprised by how much a subsidy can lower the monthly cost. We'll run the numbers with you at no charge.
Can self-employed workers get health insurance in Florida?
Yes. Self-employed individuals in Florida can enroll in ACA marketplace plans and may qualify for subsidies depending on income. We help self-employed clients compare plans and get enrolled correctly.
When is ACA open enrollment 2027?
Open enrollment for 2027 coverage starts November 1, 2026. Outside that window, you may still qualify for a special enrollment period if you've had a qualifying life event.
Does AP Health Solutions charge for their services?
No. We're paid by the insurance carrier, not by you. Consultations, plan comparisons, enrollment support, and year-round service are all included at no extra cost.
What states does AP Health Solutions serve?
We're based in Fort Lauderdale, Florida and licensed to serve clients in 30+ states nationwide.
Get In Touch

Let's find your plan.

Tell us a bit about your situation and we'll follow up with options — usually within one business day.

Phone(954) 740-7128
EmailAstridphealth@gmail.com
ServingIndividuals, families & small businesses
Request a Quote

No obligation. We'll follow up within one business day.

Let's find the plan that actually fits.

15-minute consult. No pressure. No fee.

Get a Free Quote